Terms of Use

Smart Loan Repayment Planner · Last updated 5 June 2026

Agreement

By downloading or using Smart Loan Repayment Planner (the “App”), you agree to these Terms of Use. The App is also governed by Apple’s standard Licensed Application End User License Agreement (EULA), available at https://www.apple.com/legal/internet-services/itunes/dev/stdeula/. If these Terms and Apple’s EULA conflict, Apple’s EULA governs to the extent of the inconsistency.

The service

The App is a loan repayment calculator and planning tool. It is for general information and educational purposes only and does not provide financial, taxation, or legal advice. See the in-app Disclaimer for details. You are responsible for verifying any figure before relying on it.

Subscriptions

  • Free — core calculator features, available indefinitely at no cost.
  • Pro Monthly — A$6.99 per month (AUD).
  • Pro Yearly — A$59.99 per year (AUD).

Subscriptions are auto-renewing. Payment is charged to your Apple ID account at confirmation of purchase. The subscription automatically renews at the price above unless auto-renew is turned off at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours prior to the end of the current period.

You can manage your subscription and turn off auto-renew in your device’s Settings under your Apple ID. Refunds are handled by Apple in accordance with the App Store terms.

Acceptable use

You agree not to reverse engineer, resell, or misuse the App, and to use it only for lawful purposes.

No warranty & liability

The App is provided “as is” without warranty of any kind. To the maximum extent permitted by law, the developer is not liable for any loss or damage arising from your use of the App or reliance on its output. Nothing in these Terms excludes rights you have under the Australian Consumer Law that cannot lawfully be excluded.

Changes

These Terms may be updated with future releases of the App. Continued use after an update constitutes acceptance of the revised Terms.

Contact

Questions can be sent via the support email listed on the App Store page.