Privacy Policy

Summary

This app does not collect, transmit, or share any personal information. All data you enter — loan details, scenarios, payment history, rate changes — is stored only on your device.

Data we collect

None. The app has no analytics, no tracking, and no advertising SDKs, and makes no network requests of its own. Every calculation runs on your device.

The one exception is Apple’s own App Store: if you subscribe or restore a purchase, iOS contacts Apple to process it. That exchange is handled entirely by Apple and we receive no personal information from it — only whether a subscription is currently active. See Apple’s Privacy Policy.

Data stored on your device

• Loan parameters and scenarios you create
• Active loan records, payment history, and rate change history
• Your theme preference (light or dark)

This data is stored using your device’s local storage and never leaves your device. Deleting the app removes all of it.

Third parties

The app contains no third-party SDKs, services, or trackers.

Children

The app does not knowingly collect data from anyone, including children under 13.

Changes

If this policy changes, the updated version will ship with the next app release.

Contact

Questions about this policy can be sent via the support email listed on the App Store page.